Met a 'kind' man on a language app, invested in crypto, now all my funds are gone. What now?
I'm feeling really lost right now. I met this guy on a language exchange app, he was super sweet and we talked for weeks. He slowly started talking about crypto investments, saying he had this 'mentor' who made him a lot of money. I got sucked in, I really did. He convinced me to put a significant amount, about low five figures, into a platform that looked totally legitimate. It was all so convincing, the interface, the 'gains' I was seeing... until I tried to withdraw. Then suddenly there were 'taxes' and 'fees' and then my account just disappeared. I'm in Nice, France, and I've tried calling my bank but they said it's probably gone because I authorized the transfers. I feel so stupid. Is there *anything* I can do? Who do I even report this to here in France?
39 Answers
Oh wow, Mia, I'm so sorry this happened to you. It's not your fault, these scammers are incredibly sophisticated and prey on emotions. Don't beat yourself up, you're a survivor. First things first, gather *everything* you have: screenshots of conversations, transaction IDs, wallet addresses they gave you, the platform URL, bank statements, everything. Even if your bank says it's gone, report it to them formally anyway. You need a paper trail. In France, your first stop should be the national police (Gendarmerie or Police Nationale) and also the AMF France. They are the financial market authority and are equipped to handle these types of investment frauds. Be as detailed as possible. Don't expect your money back immediately, but reporting helps them build cases and might flag these types of scams for others. Also, if crypto was involved, try to trace the funds on the blockchain yourself, or at least note the addresses. Sometimes Chainalysis can help law enforcement with that.
Ugh, Mia, this is awful. Seriously, please don't feel stupid. These con artists are professionals at manipulation. What Chloe said about gathering info is super important. Every little detail can help. Keep notes of every call you make and who you speak to. The emotional toll is huge, so make sure you're also taking care of yourself. Maybe talk to a trusted friend or family member. It helps to not carry this burden alone. For Canada, we'd report to the Canadian Anti-Fraud Centre, but for France, the AMF is definitely the right place to start for the financial side, and the police for the criminal aspect. Hang in there.
This sounds like classic 'pig butchering' to me. It's a huge problem. You're not the first and unfortunately won't be the last. I'm always super skeptical when someone I meet online, especially from a dating or language app, starts talking about investments. Like, why would a random person on a language app want to share their 'secret' to wealth with you? It just doesn't make sense. It's a red flag. Always. I know it's easy to say now, but for anyone else reading this, if it sounds too good to be true, it absolutely is. Your bank probably can't do much if you authorized the transfer yourself, that's the kicker with these crypto scams.
Mia, my heart goes out to you. These people are monsters. Please be extremely careful now that you've been targeted. The scammers often try a 'recovery scam' where they pretend to be someone who can get your money back, but they just take more. NEVER pay anyone who promises to recover your funds for a fee. Real recovery efforts don't ask for money upfront. Seriously, this is a major warning. Only trust official government bodies for help. And if anyone contacts you out of the blue offering help, it's 99% another scam.
Okay, Mia, take a deep breath. It's a horrible situation, but you absolutely *should* report it. Even if the immediate outcome isn't recovery, your report contributes to intelligence that helps law enforcement track these criminal enterprises. For the US, we'd go straight to the FBI IC3. For France, as Chloe said, the AMF France is critical for the financial regulatory angle. Also, check with the local consumer protection agencies. They sometimes have resources or can point you to legal aid. When you report, emphasize the 'romance scam' aspect, not just 'investment fraud', because that speaks to the psychological manipulation involved. It's a key part of how these operations work. Good luck, it's a tough road but you're doing the right thing by speaking out.
So sorry to hear this, Mia. It's heartbreaking when you're emotionally invested too. You're not alone, a lot of people fall for these. The sophistication of these scams is terrifying. Keep all the evidence organized and report it. Even if it feels hopeless, it's important. I know someone who had a similar experience here in Australia, and reporting to the ACCC (our consumer body) and police gave them some sense of closure, even if the money never came back. It helps them piece together the bigger picture. Don't blame yourself.
Man, I'm right there with you. Exact same thing happened to me last year, except it was a guy I met on Instagram. Said he was a 'crypto miner' from Singapore. Lost about 15k USD. It messes with your head, big time. I reported it to the FBI IC3 from here in Phoenix, gave them everything. I haven't heard much back, tbh, but like everyone else says, it's gotta be done. For me, the emotional recovery was harder than the financial hit. It felt so personal, you know? Like a total betrayal. Don't let them win by keeping silent.
Mia, please don't feel stupid. These scammers are very skilled at what they do. Here in the UAE, we see a lot of similar cases, unfortunately. The advice to document everything is spot on. For future prevention, one massive red flag is *any* unasked-for investment advice, especially from someone you've only met online. And if they pressure you, or try to isolate you from friends/family who might be skeptical, that's another huge warning sign. When reporting, remember to include all communications, even seemingly innocuous ones, as they build the narrative of manipulation. Be strong.
I survived something similar, Mia. It was a fake forex trading platform. The emotional rollercoaster is exhausting, isn't it? Don't give up on reporting. Even if you don't get your money back, your report helps stop these criminals from doing it to someone else. I reported to our local police and also to the Capitec fraud department, since that's where my money went from. They couldn't recover it, but they did log it as a fraud. That small step felt empowering, like I wasn't just letting it happen. Take care of yourself first.
Oh Mia, I totally get it. I was targeted by one of these guys myself last year, thankfully I only lost a small amount, but the emotional damage was huge. I felt so foolish and embarrassed. The feeling of betrayal is just gut-wrenching. It's not your fault, these scammers are just so good at what they do. The important thing is that you're speaking up. I hope you find some peace and resolution. Just remember you're not alone in this experience. Sending you strength from Sharjah.
Oh wow, this sounds exactly like a romance scam combined with a crypto investment scam. They're incredibly common. The language app is a classic entry point. The 'mentor' and the fake platform with 'gains' are huge red flags. They want you to feel like you're in on something exclusive. The disappearing account and sudden 'taxes/fees' are the final nail in the coffin.
Your bank is right, unfortunately, if you *authorized* the transfers themselves. Crypto scams are tough because the money moves so fast and often across borders.
For reporting in France, you should absolutely contact the AMF France (Autorité des marchés financiers). They are the financial markets regulator and can provide guidance, and are the official body to report fraudulent investment schemes to. Also, file a police report with your local Gendarmerie or Police Nationale. Even if recovery is unlikely, reporting helps them track these operations.
I'm so sorry you're going through this. It's devastating to lose that kind of money, and even worse when it comes from someone you thought you could trust. Don't blame yourself. These scammers are professionals at manipulating people's emotions and trust. They prey on kindness and genuine connection. It's a horrible feeling, but you're not alone in this. Many people have fallen victim to these types of schemes.
Take some time for yourself. You've been through a shock. Focus on self-care for a bit. You'll get through this, one step at a time.
This is textbook. The romance + crypto scam is brutal. That language app is just a hunting ground for these guys. He probably never even existed as described. The fake platform is designed to look legit and show fake profits to keep you hooked. Once you can't withdraw, they just vanish or lock your account.
DO NOT send them any more money, no matter what sob story or 'opportunity' they present now. They will *always* ask for more. And they'll likely try to re-engage you with fake support or a new 'investment.' Block them everywhere. That money is likely gone, but please report it to authorities anyway. Even if you don't get it back, it helps them get a bead on these guys. Look into what the AMF France suggests, and check with your local police.
This is precisely the pattern of advanced investment fraud. The 'kind man' is a persona, likely operated by a whole team, and the 'mentor' is also fake. The language app is just the initial lure. They build emotional connection first, then introduce the fake investment. The fake platform itself is crucial – it's not real trading; it's a show designed to look like it. They control the interface and can show you whatever 'profits' they want.
For reporting in the UK, we'd normally point to Action Fraud or the FCA, but since you're in France, the correct body is indeed the AMF France. It's vital to report this to them immediately. Also, try to gather every piece of communication you had with the scammer, screenshots of the platform, transaction details – anything that can serve as evidence. Even if recovery is difficult, the AMF and police can use this information to combat these networks.
I hate hearing this. It makes my blood boil. These scammers are absolute scum. They target people's trust and vulnerability, and the crypto angle is so sophisticated because it bypasses normal banking protections easily. That whole story about 'taxes' and 'fees' before withdrawal? Classic. They drain you completely, then disappear.
Never trust anyone you meet online who *immediately* starts pushing investment opportunities, especially crypto. And if they mention a 'mentor' or 'guaranteed high returns,' run. Seriously, block and report. Your bank is likely correct, sadly, about authorized transfers. Your best bet is reporting to the French authorities, like the AMF France.
I'm crying reading this. It's so familiar. I lost over €20,000 last year. Met a guy on a dating app, talked for months. He introduced me to his 'friend' who was an expert trader, and they showed me this platform. It looked so real. I saw my money grow, I was so excited. Then I tried to pull out a small amount to prove it worked, and BAM. 'Admin fees', 'withdrawal tax'. Then nothing. The account vanished. I called my bank too, they were useless. I feel so utterly foolish. I haven't told my family yet. I don't know what to do either. They even threatened me when I pushed too hard for my money back. I'm just so scared.
This is a devastatingly common scam, unfortunately. The romance element makes it even more cruel. The scammer plays on your emotions to lower your guard before introducing the fake investment. The platform is designed to be addictive with fake profits.
For reporting in France, AMF France is the correct place to start. Also, consider filing a complaint with the local police (Gendarmerie/Police Nationale). Even if recovery seems unlikely, providing them with the details helps build a case against these criminal networks. Always be extremely skeptical of unsolicited investment advice, especially from new acquaintances online, and *especially* if it involves crypto or promises unusually high returns with low risk.
Reading this... I feel like I'm reading my own story. It was only about €8,000 for me, but it was everything I had saved. Met someone on an app too, but it was one of those 'expat groups.' He was charming, suggested we invest 'together' in crypto. His 'broker' was so professional. The website looked amazing. I saw my balance jump every day. When I wanted to cash out just a bit, suddenly there were all these ridiculous 'compliance fees' and 'international transfer charges.' They ghosted me right after. My bank said the same thing. I haven't slept properly in weeks. I feel like such an idiot for believing it.
I went through something very similar about six months ago. Met a woman on a language app, we clicked. She talked about her 'trading strategy' and how she was making so much money. Showed me this platform. I put in €5,000, hoping to make a bit extra. Everything looked good, showed profits daily. When I wanted to withdraw, suddenly it was 'verification fees,' then 'anti-money laundering fees.' They asked for more and more. I never sent them more than the initial investment, thankfully. But then the platform just disappeared. Blocked me everywhere. I reported it to my bank, but they said authorized transfers are final. I'm in Rotterdam, so I went to the police here. They took a report but said recovery is very difficult with crypto.
This is a classic romance-crypto scam. The language app is just the delivery method. The 'friend' or 'mentor' is usually part of the same scam ring. They create a fake trading platform that shows fake profits to keep you invested. The 'taxes' and 'fees' are just made-up excuses to get more money from you, or to simply make you give up when they can't get any more.
Since you are in France, the main authority to report this to is the AMF France (Autorité des marchés financiers). File a police report as well. And to avoid this in the future: If someone you meet online, especially on social or dating/language apps, starts pushing investment opportunities, especially crypto, it's a massive red flag. Always be extremely wary and do independent research on any platform *before* sending money.
This is a devastating situation. The blend of romance and financial fraud is particularly insidious. They exploit trust and affection to commit financial crimes. The fake platform is designed to mimic real trading interfaces and show fabricated gains, creating a false sense of security and greed. The 'taxes' and 'fees' are diversion tactics used when you attempt to withdraw your funds, which were likely never truly invested in the first place.
Given you're in France, report this to the AMF France. It's crucial they are aware of these fraudulent operations. Also, ensure you file a report with the local police. They may not be able to recover your funds, but these reports are vital for tracking and dismantling these criminal enterprises. Never send money based on advice from someone you met online, especially if they are encouraging you to use specific, unregulated platforms.
Wow, this sounds incredibly painful. I'm so sorry. The crypto space attracts a lot of bad actors, and combining it with a romance scam is just evil. That 'mentor' story is such a common trope. They make it sound like you're getting insider knowledge. The fake gains are meant to hook you completely.
My advice? Cut all contact with this 'man.' Block him on everything. Don't respond if he tries to reach out again (he might, with more sob stories or promises). Report to AMF France and your local police. And please, don't beat yourself up. It takes a lot to recognize these traps when you're emotionally invested.
This feels... eerily familiar. The language app, the charming persona, the 'amazing' crypto opportunity. I was approached about 8 months ago by someone on a similar app, talking about forex and crypto. They sent me links to a platform that looked slick. I sent them a small amount, maybe a grand or two, just to see. Saw it 'grow' a little. Then when I asked to withdraw, they said I needed to pay a 'security deposit.' I didn't. I just walked away. Luckily, it wasn't a huge amount for me, but I can see how easily someone could get swept up and lose a fortune. The whole thing felt off from the start, honestly. The quick promises of high returns? Always a scam.
I am so sorry this happened to you. This is a very well-known scam, often called a 'pig butchering' scam because they 'fatten you up' emotionally and financially before the final 'slaughter.' The language app is just the hook. The fake platform and manufactured gains are designed to deceive. The requests for taxes and fees are the scammer's final attempt to extract more money or to get you to give up.
Your bank's response is typical for crypto transactions where you authorized the transfer. However, reporting is still critical. In France, you should report this to the AMF France and also file a police report. Chainalysis is a company that helps track crypto, but usually works with law enforcement, so reporting to the authorities is your best first step. For future reference, never invest money based on someone you met online. Always use regulated exchanges and consult independent financial advisors.
This is heartbreaking. I had a similar experience, not quite as much money, but it was still a huge hit. Met a woman on a travel forum, we hit it off. She talked about how she made a killing in crypto and introduced me to her 'financial advisor.' Next thing I know, I'm wiring money to this platform that looked super professional. They showed me daily profits, and I was hooked. When I tried to withdraw €1000 just to see if it worked, they hit me with a 'regulatory fee' of €500. I paid it. Then they wanted another €1000 for 'capital gains tax.' That's when I woke up. I lost about €3000 total. I reported it to Action Fraud here in the UK, but they said it's hard to track crypto once it's sent. It's a horrible feeling.
Ugh, this is the worst kind of scam. They prey on loneliness and trust. The language app is just a means to an end. The fake platform, the fake profits – it's all theater. The 'taxes' and 'fees' are just made-up obstacles designed to make you either pay more or give up. Your bank is probably right about authorized transfers; crypto is hard to reverse.
In France, you need to report this to the AMF France. They are the primary financial regulator. Also, file a report with the local police. These scams often operate internationally, so reporting helps authorities connect the dots. A hard lesson learned, but please don't let it deter you from seeking genuine connections in the future. Just be *very* cautious about unsolicited financial advice.
This is truly awful. The romantic grooming combined with a sophisticated financial scam is devastating. The fake platform and manufactured gains are standard tactics. They want you to feel FOMO and greed, making you blind to the red flags. The sudden demand for 'taxes' and 'fees' is the final stage of extraction before they vanish.
For reporting in France, you absolutely need to contact the AMF France. They are the authority for financial markets. Also, file a report with your local Gendarmerie or Police Nationale. While recovery is unlikely due to the nature of crypto and the scam, reporting is essential for tracking and potential prosecution. Never, ever send money to any platform recommended by someone you've only met online, especially if they promise rapid or guaranteed returns.
I'm sorry, but this is a classic 'pig butchering' scam. They build a relationship, gain your trust, then lure you into a fake crypto investment. The platform showing gains is a total fabrication. The bank is right; once you authorize the transaction, it's extremely difficult to reverse, especially with crypto.
In France, you should report this to the AMF France (Autorité des marchés financiers) and also file a criminal complaint with the local police. Do not send any more money. If they contact you again, block them. This is a painful lesson, but one that many people learn the hard way. Stay safe out there.
This sounds exactly like a situation a friend of mine went through last year. She met someone on a language app too, and he convinced her to invest in some forex/crypto platform. She put in about €10k. She saw the 'profits' grow daily, like you did. Then, when she tried to withdraw, they demanded a 'compliance fee.' She paid it. Then they said there was a 'tax' on the profits. She didn't have that kind of cash readily available, and the 'advisor' got really pushy. She eventually lost contact with the guy and the platform. She reported it to the Dutch police, but they said recovery was near impossible with crypto investments like this. I always tell her, and anyone who will listen, if it sounds too good to be true online, it almost certainly is.
Ugh, that's a brutal one. The language app is such a classic entry point for these romance scams mixed with investment fraud. They build trust, then pivot. Your bank's response is standard, sadly, because the transfers *were* authorized by you, even if under duress/deception. The vanishing platform and sudden fees are huge red flags. For France, you'll want to report this to the AMF France. They oversee financial markets and can offer guidance, though direct recovery is tough. Also, file a report with your local police, the Gendarmerie Nationale, and make sure to mention the specific platform name and any contact details you have for the scammer. Don't blame yourself; these people are professionals at manipulation.
Oh no, this sounds painfully familiar. I fell for something similar a couple of years back, though mine started on a 'friendship' site and involved 'forex'. The slow build-up of trust is the worst part, isn't it? You feel like you know someone, then poof, they're a thief. I lost about €8k. What I learned, the hard way, is that if it sounds too good to be true, especially with crypto, it absolutely is. And any platform that makes withdrawing impossible with 'fees' or 'taxes' is a scam. Definitely report it to AMF France as the previous commenter said. Don't feel stupid, you were targeted by very clever, very cruel people.
Yeah, pretty sure this is a scam. Language apps are not dating sites or investment platforms. If some dude you met on there is talking crypto, 99.9% of the time it's a grift. Sorry, but 'mentor' sounds like a classic trope. You authorized the transfers, so banks won't help. Report it, sure, but don't expect much. Maybe block him and move on? It's a harsh lesson, but at least it wasn't your life savings.
This is a very common pattern unfortunately. The social engineering aspect, using a language exchange app to build rapport, is highly effective. The cryptocurrency 'investment' angle is also a frequent choice due to the perceived complexity and less regulated nature compared to traditional finance. The 'taxes and fees' to prevent withdrawal are a hallmark of these fake platforms. Beyond reporting to AMF France, which is crucial for regulatory awareness, you might consider reaching out to blockchain analytics firms like Chainalysis. While they don't directly recover funds for individuals, their data can sometimes be used by law enforcement if a larger operation is dismantled. It's a long shot for recovery, but vital for tracing the illicit flow.
Devastated to read this. It's the 'pig butchering' scam, plain and simple. They 'fatten you up' with fake gains and emotional connection, then 'slaughter' you by taking everything. The initial contact on a language app is a common tactic. My cousin in Manchester got hit by something similar last year. He'd invested around £15k. He reported it to Action Fraud here in the UK, but sadly, recovery is rare. The key red flag to remember for the future: never, EVER invest in anything recommended by someone you met online, especially if they control the platform or platform access. Always use regulated financial advisors and platforms you've researched independently.
Oh my goodness, I am so, so sorry this happened to you. I'm in the same boat, down here in Florida. I lost $20k to a 'forex trading' scam that started on Facebook. This guy was also super charming, talked about his future plans with me, showed me fake profits... then the withdrawal walls went up. I reported it to the FBI IC3, because that's what they told me to do. They said it's a long shot, but they do track these things. You feel so foolish afterwards, I know. I still do, sometimes. But we were tricked, plain and simple. They're good at it.
This story makes my blood boil. I was targeted by a similar crypto scam last year after meeting someone on a dating app. They built up this whole fake relationship over months. The platform looked so real, showing me massive 'profits'. When I tried to withdraw, suddenly there were 'fees' and 'account verification issues'. I lost a substantial amount too, maybe 30,000 AED. I reported it to the police here in Sharjah, and they were sympathetic but said direct recovery is difficult. My advice? Document *everything*. Every message, every transaction record, every website URL. Even if you don't get your money back, this evidence is critical for authorities trying to shut down these operations. The AMF France is your best bet for official reporting.
It's the worst feeling. I lost about R70,000 last year after meeting a 'business partner' online. He convinced me to invest in some supposed gold mining venture. It looked legit, had documents, everything. Then the requests for more money for 'shipping' and 'licensing' started. I stopped paying, and then the whole thing just vanished. I reported it to the police here in Durban, but they said often these scams operate internationally and it's hard to track. They suggested reporting to Interpol if it looked like an international operation, but I haven't gotten around to that yet. You're not alone in this.
This is a classic 'romance scam' combined with an 'investment scam'. They groom you emotionally and then exploit your trust financially. The fake crypto platform is a common tool. I know someone who lost a lot of money this way too, met the person on Instagram. They were advised to report it to the FBI IC3 in the US, and also to contact their local Garda Síochána. While recovery is difficult, reporting is essential to help authorities track these criminals. Always be wary of unsolicited investment opportunities, especially from people you've only met online.
Heartbreaking to hear your story. These scams are just vile. You met someone who seemed genuine, and they used that trust to steal from you. It's completely understandable that you got drawn in; they are very skilled manipulators. Please don't beat yourself up over it. In Australia, if something like this happens, we're usually advised to report it to Scamwatch and the Australian Federal Police (AFP). For you in France, definitely follow the advice to report to the AMF France. Even if they can't get your money back, making the report helps them track the scam and potentially warn others. Keep all your evidence safe.

