My 'future partner' from a dating app got me with fake crypto, what can I do from Canada?

asked 19d ago13 views30 answers
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I met this woman, 'Sarah,' on a major dating app a few months ago. Things moved really fast, emotionally. She was so charming, said all the right things. After a few weeks, she started talking about this amazing crypto opportunity she had, a 'wealth manager' friend, and some platform called BitForex (tho looking back, the URL was slightly off, like BitForexx or something, ugh). She sent me screenshots of her 'profits' and pressured me gently to put some money in, just a little at first. I wanted to impress her, you know? Anyway, long story short, I sent three transfers of about 3k each, thinking it was going to skyrocket. Then, when I tried to withdraw, suddenly there were 'tax' fees, then 'liquidity' fees, and now she's ghosted me and the site is gone. I feel like such an idiot. I'm in Winnipeg. What recourse do I even have in Canada for this? I've never dealt with anything like this.

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30 Answers

42

Oh, William, the classic 'tax' and 'liquidity' fees before withdrawal. That's a textbook move from these pig butchering scams. They want to squeeze every last drop out of you, hoping you'll keep paying just to get your initial 'investment' back. I lost a significant amount too, but thankfully not my entire savings, to a similar scam involving a 'friend' from Facebook who introduced me to a gold trading platform. The moment they asked for *more* money to simply access *my own money*, that's when it clicked for me. It's a sunk cost fallacy they're banking on. My advice, beyond reporting, is to mourn the loss, but *never* send another cent. No matter what new excuse they come up with. That money is gone. Focus on moving forward and protecting yourself from future similar attacks.

Julia de Jong · Tilburg, Netherlandsanswered 19d ago
45

Ugh, I'm so sorry this happened to you, William. It's an absolutely devastating experience, and please know you're not an idiot and you're definitely not alone. These romance-investment scams, often called 'pig butchering,' are incredibly sophisticated and target vulnerable emotions. They invest a lot of time in grooming their victims.

First things first: you *must* report this. In Canada, you should file a report with the Canadian Anti-Fraud Centre (CAFC). They collect information on these types of scams. While they may not be able to recover your funds directly, their data is crucial for law enforcement investigations. If you sent money via wire transfers, contact your bank immediately and inform them it was a fraudulent transaction, though recovery is often difficult once funds have left your account. Secondly, if you used crypto, you need to gather all transaction hashes, wallet addresses, and any communication logs (texts, chat history, emails) you had with 'Sarah' and the fake platform. Sites like ChainAbuse can help trace crypto transactions, which is vital for law enforcement. Even if you're in Canada, if the scammer was based in the US or their victims are, reporting to the FBI IC3 doesn't hurt either. The more data points they have, the better. Don't delete anything, even if it's embarrassing. Every detail can be a clue.

Brittany Hernandez · San Antonio, USAanswered 19d ago
28

William, I am so sorry you went through this. It takes incredible courage to share your story here. These scammers are truly heartless. Please don't blame yourself for falling for it; they are professionals at manipulation. What matters now is focusing on your well-being and doing everything you can to report it. In Singapore, our MAS and AFP are super strict about these things, but Canada will have similar resources. Follow Brittany's advice on documenting everything. Even small details you remember later could be important. Take care of yourself, okay? It's a traumatic experience.

Xin Lim · Singapore, Singaporeanswered 19d ago
35

Man, this is exactly why you gotta be so insanely careful on these dating apps. They're not just looking for love, some of 'em are looking for targets, plain and simple. The moment anyone on these platforms starts talking about 'investment opportunities' or 'my friend who's a wealth manager' or any kind of crypto that's not a major, established exchange, your alarm bells should be clanging like crazy. Especially if the URL looks even slightly off. It's a classic red flag. Always verify, double-check, and if it seems too good to be true, it absolutely is. Hope you can get some sort of resolution, but honestly, consider this a very expensive lesson. Scammers thrive on people's trust and desire for connection.

Sean Ryan · Dublin, Irelandanswered 19d ago
30

I really, really connect with what you're saying, William. The embarrassment, the feeling of stupidity... I felt all of that. I went through something similar, albeit with a different platform and a 'guy' from a language exchange app. It wasn't money for me at the time, but the emotional cost was just as high. The key thing I learned, hard as it was, is to forgive yourself. These people target your emotions, your desires, and they exploit them mercilessly. Don't let their actions diminish your worth or make you feel foolish. You were a victim of a crime, and sometimes the smartest people fall for these scams because they're designed to be believable. Reporting helps, even if it feels like just shouting into the void. It helps others later on.

Saoirse O'Brien · Galway, Irelandanswered 19d ago
22

Hi William, I know exactly what you're describing. I met 'David' on Hinge, and he got me into this 'forex trading' scheme that basically mirrored your experience. The 'tax fees,' the 'liquidity issues' – copy-paste scam script, honestly. Total loss for me was around $15K USD. I felt like such an idiot, like how could I fall for it? It's like, you open your heart, you trust someone, and they just use it to drain your bank account. In Singapore, I reported it to the police and the national anti-scam centre, but they basically said once the money's gone into crypto or overseas, it's virtually impossible to get back. So sorry you're going through this. The emotional toll is huge, don't underestimate that part of the recovery.

Rachel Chan · Singapore, Singaporeanswered 19d ago
39

Mate, proper gutted for you. This happened to a friend of mine, roughly the same figures, same story 'bout the dating app and the crypto. It's pure evil, isn't it? He was in Edinburgh, and he tried Action Fraud here, but they just kinda take your info and that's it, you don't hear much back. They're good for data collection, I suppose. The bank didn't help either once the transfers were authorised. For him, the key was getting help with the crypto tracing – he used some independent crypto recovery firm, but you gotta be careful with them too 'cause some are scams themselves, trying to scam the scammed. Best bet is to stick with official channels first, like what Brittany said about ChainAbuse for tracking the wallet addresses. Don't trust anyone offering guaranteed recovery for big upfront fees.

Henry Roberts · Edinburgh, United Kingdomanswered 19d ago
18

Honestly, William, it's a grim situation, and I'm not gonna sugarcoat it. While you absolutely *should* report it to the Canadian Anti-Fraud Centre, and your bank, and provide all the crypto transaction details you have, the chances of getting your money back directly are slim to none. These scammers operate internationally, often with sophisticated money laundering networks. They count on the difficulty of cross-border enforcement. It sucks, it's unfair, but it's the reality for most victims of these scams. The reports help build intelligence for future prevention, but personally, for you, it's likely a loss you'll need to absorb. I know that's not what you want to hear, but setting realistic expectations is also important here. Don't fall for recovery scams promising to get your money back for an upfront fee.

Grace Sullivan · Dublin, Irelandanswered 19d ago
25

Oh my heart broke reading this. Please, please don't internalize this as a failing on your part. These scams are designed to be emotionally manipulative and financially devastating. The 'love bombing' phase is what makes you drop your guard, and it's a huge part of their strategy. What you're experiencing is trauma. Besides reporting to the CAFC and your bank (and any relevant crypto tracing if you have the info), please prioritize your mental health. Find resources, talk to a trusted friend or family member, or a therapist if you can. The shame can be really isolating, but getting it out helps. You're strong for even sharing this here, and that's a step toward healing. Take care.

Ashley Jones · Philadelphia, USAanswered 19d ago
31

Hey William, from another Canadian, I'm so sorry this happened. It's utterly heartbreaking. The CAFC is definitely your first stop for reporting. They're the main national agency for fraud here. Keep meticulous records of everything: screenshots of conversations, the fake platform's URL (even if it's down), the wallet addresses you sent crypto to, bank transfer details. The more evidence you have, the better for their intelligence gathering. Also, be aware that sometimes, months or even years later, you might get contacted by 'recovery agencies' claiming they can get your money back for a fee. These are almost always secondary scams, preying on people who are already vulnerable. Do NOT engage with them. Only trust official law enforcement channels.

Sophia Roy · Ottawa, Canadaanswered 19d ago
4

Ah, the classic romance scam crypto variant. Very common. The fake platform is the first massive red flag. BitForex itself is a real exchange, but these scammers create nearly identical fake URLs to trick people. Once the money is in, they control the 'account' entirely and invent 'fees' to extort more. Sadly, recovering funds from these types of scams is exceptionally difficult, especially when the perpetrators are overseas.

Leo David · Toulouse, Franceanswered 19d ago
3

Oh hun, i know that feeling. Like a punch to the gut. That 'wealth manager' nonsense? Total BS. I fell for something similar, lost my savings. The shame is the worst part, makes you not want to talk about it. Don't beat yourself up too much. These folks are pros at manipulation. We trusted them, and that's what they prey on. Just gotta learn from it. Reporting it is the first step.

Olivia Smit · Bloemfontein, South Africaanswered 19d ago
3

Wait, so the site URL was wrong, *and* she ghosted? Seems pretty clear cut it's a scam, mate. Why would a legit platform or partner do that? And the fees? That's their final squeeze. I'd be really surprised if you see any of that money again, sorry to say. Just chalk it up to a very expensive lesson in trusting strangers online.

Sophie Visser · Utrecht, Netherlandsanswered 19d ago
2

Ugh, Winnipeg! Sorry to hear this. 'Sarah' sounds like a professional con artist. The speed of the romance, the sudden crypto talk, the fake platform, the made-up fees — it's all part of their playbook. I've seen it happen to friends. Unfortunately, with crypto, it often disappears into the ether, especially if they're out of the country. Reporting it is still worth a shot, though.

Charlotte Johnson · Brisbane, Australiaanswered 19d ago
4

This is exactly how they operate. They reel you in with affection, then push the 'investment.' The fees are always the last step before they vanish. It’s a brutal scam. Don't send any more money, obviously. If you haven't already, report this to the Canadian Anti-Fraud Centre. They track these things and might be able to warn others, even if getting your money back is tough.

Daniel Smit · Port Elizabeth, South Africaanswered 19d ago
3

My friend in Perth went through this. Called herself 'Jessica.' Same story: dating app, fast feelings, then crypto 'opportunity.' She lost about $10k AUD. The scammers are so convincing. They create fake dashboards that look real. The key thing to remember is that if it sounds too good to be true or involves pressure, it almost certainly IS. Block her everywhere and report it ASAP.

Olivia Martin · Gold Coast, Australiaanswered 19d ago
2

Hold on, she ghosted *after* asking for tax and liquidity fees? That sounds like a massive scam alert. Why would a partner pressure you into something that then requires more money to get *your own* money out? Legit investments don't work like that. It's a shame, but I think you've been phished out of your cash. The dating app probably doesn't care either. :/

Sem de Groot · Nijmegen, Netherlandsanswered 19d ago
5

I feel your pain. I lost a good chunk of money to a similar scheme two years ago from someone I met on Fb. They talked about stocks then.. I was so embarrassed afterwards. You're not an idiot, you were manipulated by someone who made you feel safe. That's their whole game. I reported mine to Action Fraud (UK equivalent) and filed a police report, but yeah, money's gone. Just keep it in mind for the future, ok?

Niamh O'Connor · Dublin, Irelandanswered 19d ago
4

It's absolutely gutting. I was scammed by someone online too, though it was about 'investment in a startup' not crypto. They made me feel so special and understood. When it all collapsed, I felt so stupid and ashamed. But honestly, these scammers are masters of manipulation. You did nothing wrong but trust someone. Reporting it is the best you can do now. ChainAbuse has some good resources on reporting crypto scams, even if recovery is rare.

Liam de Vries · Tilburg, Netherlandsanswered 19d ago
3

I was in a similar spot. Met a guy online too. He kept talking about this forex trading thing. I even sent him a few hundred dollars. He swore it was legit and I'd make it back plus more. Then he disappeared. Turns out the whole thing was a sham. The police said they couldn't do much since he was likely overseas. It's a horrible feeling. Like, you trusted someone. What can you even do.

Louise Dubois · Montpellier, Franceanswered 19d ago
5

Oh gosh, this sounds terribly familiar. I had a 'friend' push me towards a platform that looked exactly like what you described — fake promises, supposed high returns, then endless fees. I caught on *before* sending money, thankfully, but the pressure was immense. He said his 'friend' at the SEC was making him rich. Sketchy much? Always double check the website URL and if they mention vague 'financial advisors' or 'wealth managers' it's a HUGE red flag. Sorry you lost money.

Marie Richter · Dusseldorf, Germanyanswered 19d ago
3

Man, that really sucks. It's rough when you feel like you can't trust people you connect with online, especially when romance is involved. It's easy to get caught up in the moment. The good news is that you're asking now and learning. Reporting it to the RCMP or the Canadian Anti-Fraud Centre is definitely the right move. They might not get your money back, but it helps track these criminals.

Christopher Lee · San Antonio, USAanswered 19d ago
6

Okay, so I work in fraud prevention in Montreal, and this is your textbook 'pig butchering' scam, adapted for crypto. The romance builds trust, then they 'butcher' your finances. The slightly off URL is a classic giveaway. They often use fake trading platforms that let you see 'profits' to keep you hooked. Since you're in Canada:

  • Report to the Canadian Anti-Fraud Centre: This is crucial. They aggregate these reports.
  • Contact your bank: If the transfers were recent, especially if linked to credit cards, there *might* be a slim chance of chargebacks, though unlikely for bank transfers.
  • Consider filing a police report: Even if recovery is unlikely, it creates a paper trail.

Don't send more money, and know that these folks are likely international.

Amelia Morin · Montreal, Canadaanswered 19d ago
4

Mate, I know that 'idiot' feeling. I lost $5k to a similar crypto scam in Darwin a few years back. Met a woman online, seemed perfect. Next thing I know, she's talking about her amazing investment platform. Everything looked legit until I tried to pull out my money. Suddenly withdrawal fees, taxes, you name it. Then poof. She was gone. It's a hard lesson, but you're not alone. Definitely report it.

Thomas Taylor · Darwin, Australiaanswered 19d ago
4

This is so painful to read because it is SO common. My neighbor here in Dubai lost her entire retirement fund to a fake investment scheme like this, albeit without the romance angle. She was just 'introduced' by a supposed business contact. The fake platform and the escalating 'fees' are hallmarks of this type of scam. It's designed to bleed you dry just when you think you're getting your money out. It’s devastating.

Noor Al Marri · Dubai, UAEanswered 19d ago
3

I'm really sorry this happened to you. It's a horrible experience. The fake URL and the ghosting are dead giveaways. The invented fees are just a way to squeeze every last drop out of victims. Don't blame yourself for being a good person who trusted someone online – that's exactly what these scammers exploit. Make sure to report everything to the Canadian Anti-Fraud Centre.

Andreas Hoffmann · Dusseldorf, Germanyanswered 19d ago
5

Ugh, the fake *everything* is the tell. Fake profile, fake platform, fake profits, fake fees. It's literally all smoke and mirrors to steal your money. Especially in crypto, which is already hard for many to understand. Always, always, *always* verify the website address directly, don't click links they send. And if it involves romance *and* money pressure? Run. Report it to the Canadian Anti-Fraud Centre.

Emma Bauer · Hamburg, Germanyanswered 18d ago
3

The crypto scams are just relentless these days. People get so emotionally invested, and then BAM. It's gone. That 'wealth manager' story is such a classic manipulation tactic. They make you feel like you're getting insider info. The fact that the URL was slightly off is a HUGE red flag you spotted late – they count on people not double-checking. Don't send any more money. Report it to the authorities.

Leon Koch · Cologne, Germanyanswered 18d ago
5

Don't feel like an idiot. These people are highly skilled criminals who prey on human emotions. They build rapport, create trust, and then exploit it. The fake platform, the vanishing act, the ridiculous fees – it’s a playbook. Your best bet right now is to report it to the Canadian Anti-Fraud Centre (CAFC). They are the official Canadian agency for this. While recovery is tough, reporting helps them track patterns and potentially warn others.

Jia Koh · Singapore, Singaporeanswered 18d ago
4

This is so common, sadly. I've seen friends go through similar things where they met someone online, got sweet-talked into an investment, and then the money vanished. The fake platform and the sudden need for more money via 'fees' are classic scam tactics. The worst part is that the money often moves through so many channels, especially with crypto, that tracking it down is nearly impossible. Reporting it to the Canadian Anti-Fraud Centre is the right first step. They collect these reports.

Grace Doyle · Galway, Irelandanswered 18d ago

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