Lost my inheritance to a 'friend' from a language exchange app, fake crypto platform. What now?
Honestly, I still can't believe I fell for it. Met this really nice woman on a language exchange app, she said she was from Hong Kong, doing business in finance. We talked for months, loads of video calls, really seemed genuine. She started talking about crypto, how she was making good money through a 'special AI platform' her uncle developed. Said it was low risk, high return. I was reluctant at first, but she was so persistent, so understanding... she just wore me down.
I transferred a substantial part of my inheritance, about low five figures, into this 'platform' she linked me to. The returns seemed amazing, on the screen anyway. Then, when I tried to withdraw, nothing. Zero response from her, the platform dissolved. My gut dropped. Felt like such an idiot. I'm in London. What are my options? Is there truly any way to get some of it back? I reported it to the local police but they just gave me a crime reference number and said it's probably unrecoverable.
45 Answers
Oh Daniel, I'm so incredibly sorry to hear this has happened to you. This is a classic 'pig butchering' scam, where they build deep emotional trust before slaughtering your finances. It's not your fault, they are experts at manipulation.
Reporting truly matters, even if the police seem unhelpful right now. Since you're in the UK, your primary reporting channel should be Action Fraud. Make sure to provide every single detail: names, app usernames, dates, transaction IDs, crypto wallet addresses (if you have them), chat logs, screenshots. Every little bit helps build a case, even if it feels small.
Also, consider contacting your bank proactively. Sometimes, if the transfer is very recent and done via traditional methods, there's a slim chance of a recall, but with crypto it's much harder. FWIW, the FCA (Financial Conduct Authority) generally advises against dealing with unregulated entities. Any platform claiming 'special AI' or guaranteed returns is a massive red flag. There are also specialist firms that trace crypto, like Chainalysis, but they often require law enforcement involvement or can be expensive. Focus on proper reporting for now.
Danny, please don't beat yourself up. These scammers are absolute professionals, it's their full-time job to trick people like us. It's not about being 'stupid'; it's about being human and trusting. So many of us have been there, myself included, losing money and pride. The emotional toll is huge. Remember that.
The police response isn't great, but it's not nothing. Keep that crime reference number safe. Beyond Action Fraud, definitely report this to the platform where you met her. Even if they can't recover your money, they might be able to ban her account and prevent her from doing this to someone else. And just talk about it. Tell a trusted friend or family member. Keeping it bottled up makes it worse, trust me. Sending you strength from Joburg.
Ugh, another one of these. Honestly, how many times do people need to be told? If it sounds too good to be true, it is. 'Special AI platform'? 'Uncle developed'? Come on, the red flags were practically waving. People need to be more cynical online. Especially with money. Your inheritance, ffs. It's gone. Move on. Don't throw good money after bad trying to 'recover' it with even more fake companies now pitching recovery services.
Daniel, I know exactly how you feel. It's less about being naive and more about sophisticated psychological manipulation. Often, these groups operate out of specific regions, which makes physical recovery almost impossible. However, the *digital footprint* is crucial.
When you filled out the Action Fraud report (or similar if you were elsewhere), did you include the wallet addresses where you sent the crypto? If you used a mainstream exchange like Coinbase or Binance to buy the crypto *before* sending it to the scammer's platform, you need to inform *them* too. They have anti-fraud teams and can flag the destination wallets. While they can't reverse transactions, they can sometimes freeze accounts associated with those wallets if the funds eventually land back on their exchange.
Also, gather any IP addresses, browser info, or other technical details you might have inadvertently saved. Every little detail helps law enforcement or blockchain analytics firms like Chainalysis track the flow of funds, even if it's a long shot. Don't give up hope, but manage expectations re: recovery.
Oh man. This hit close to home. I lost about 15k EUR myself just last year to a similar thing, met someone on a dating app. 'Trading signals from my uncle who's an analyst'. Yeah. It wasn't my inheritance, but it was my life savings. Tbh, I just had to accept it. The Dutch police, the AFM here, they were nice but mostly just said it's gone.
The hardest part is the shame and the betrayal. Please don't let it consume you. I got therapy. It helped immensely. Reporting gives you a tiny bit of power back, but don't expect a miracle. Focus on rebuilding, emotionally first. That's the real recovery you need.
Seriously, people, a word of warning: anyone you meet online who *immediately* or very quickly starts talking about investment opportunities, *especially* crypto, is a scammer. Full stop. Doesn't matter how charming, how patient, how 'understanding' they are. It's a script. Whether they're from a language app, dating app, even professional networking. The moment money, investment, or 'secret platforms' come up, disengage. Immediately. It's the only way to protect yourself. And never, ever give them remote access to your device or accounts. Even 'helping' you set up a crypto wallet is a trap.
Look, I get it, emotions are high. But 'special AI platform'? That's like the oldest trick in the book, barely dressed up. And 'low risk, high return' in crypto? That's a unicorn, it doesn't exist. People need to do their due diligence. Google the platform name, check for reviews, see if it's registered with regulators like the FCA in the UK or the CFTC in the US before transferring a single penny. If you can't find anything official, it's a scam. Plain and simple.
Daniel, I'm just so sorry this happened. It's absolutely devastating. Please know that many of us have been in similar situations, and the shame you're feeling is exactly what these criminals bank on to keep you silent. Don't let them have that.
Beyond the official reporting, there are online support groups for scam victims. Sharing your story there can be incredibly cathartic and you can learn from others who have gone through it. They often have very practical advice on dealing with the emotional fallout and sometimes even tips for navigating the reporting process that general police won't tell you. It's a long road, but you're not alone. Take care of yourself.
I lost about 4k to one of these a couple years ago, different platform, but same story – met on a gaming forum. I thought we were friends, played games together for months. Then he started talking about this 'opportunity'. It burns, man. It still burns. The money is probably gone. Like, probably 99.9% gone.
I reported it to the local police here in Germany and then to the BKA (our federal investigative police) and also the financial regulator, BaFin. They basically logged it. It's just very hard to trace crypto once it leaves a big exchange, especially if it goes through multiple wallets, mixers, or into a dark pool. The 'platform' is just a website they control, not a real financial entity. Sorry to be blunt but hope isn't a strategy here. Focus on your mental health.
The loneliness, the isolation, the sheer violation of trust – that's what makes these pig-butchering scams so vicious. I know because I was almost a victim myself. I met someone on an exercise app, lovely chats, then BAM, 'crypto investment opportunity'. I pulled back just in time, but it made me realise how close I was.
Take strength from the fact you're speaking out. It helps others. Also, look into ChainAbuse – it's a platform that lets you report scam crypto addresses. It aggregates reports and can sometimes flag those addresses to exchanges if they get enough reports. It's not a magic bullet, but it's another piece in the puzzle that can help disrupt these networks. Don't feel ashamed, feel angry, and channel that into advocating for better protection.
Oh mate, that's rough. I'm so sorry this happened to you. 'Special AI platform' sounds like a total red flag, those almost always are. The FCA is the body to go to in the UK for financial scams. They won't get your money back directly, but they can track the bad actors and shut down clone sites. You can report them on their website, even if it feels like a long shot.
I feel this so hard. I lost about half a year's salary to something similar last year. Met 'him' on a travel app, long story short, same old song about crypto and 'guaranteed' returns. The worst part is the shame, feeling like such a fool, right? I didn't tell anyone for months. But honestly, you're not alone. These scammers are slick.
Please be extremely careful. The language exchange app is a common hunting ground for these types of romance-crypto scams. If anyone, even someone you've spoken to for months, starts pushing investment platforms, especially crypto ones that seem too good to be true, run. Always verify any platform through official financial regulators like the FCA in the UK or AFM in France. Never, ever transfer money directly based on their advice.
This is exactly what happened to me last month. A woman I met online, seemed so nice, even sent me photos of her family. She convinced me to invest in something called 'Global Wealth Solutions' – obviously a fake. Lost my savings. The police just said 'tough luck'. I'm devastated. Feels like my life is over.
I'm so sorry you're going through this. It's completely understandable why you'd trust someone you've built a connection with. Those scammers are masters at manipulation. Don't beat yourself up too much. The important thing now is to focus on what you can do next. Have you looked into any potential civil legal options, even if they're costly?
My heart breaks reading this. I was in a similar situation. A 'business partner' I met through social media convinced me to sink a lot of money into a fake forex trading platform. Said it was low risk, high reward. It was all simulated. When I wanted my money out, he disappeared. I'm still trying to recover from the financial and emotional shock.
Oh no, that's terrible. It's so easy to get swept up when someone seems genuine and you've spent time building trust. Please try not to blame yourself. Have you considered reaching out to a consumer protection agency in the UK? They might have resources or advice specific to these kinds of online scams, even if they can't force the return of funds.
Sucks man, I totally get it. Met a girl on a dating app, fell for the whole 'secret investment' thing. Sent her a bunch of money, poof. Gone. The police were useless. I spent weeks obsessing, replaying every conversation. The best thing I did was eventually cut my losses, stopped checking the fake platform, and started focusing on rebuilding. It's a tough road.
I'm so sorry. This sounds identical to what happened to my sister last year. She met someone online, he convinced her to invest in cryptocurrency through a 'private platform'. She lost over $20,000 SGD. The police here just gave her a report number. She's still so embarrassed, won't talk about it much, but it's tearing her apart.
Quel cauchemar. I experienced something similar, though not with an inheritance. A supposed 'friend' online pushed me into a fake trading account with the promise of quick riches. I lost a significant sum. The feeling of betrayal and stupidity is overwhelming. I'm in France and the police weren't much help either. They pointed me towards the AMF France for reporting, but recovery is unlikely.
This story hits home. I went through a similar thing a couple of years back. Thought I was making good money on a fake stock trading site, even had a 'buddy' from an online game pushing it. Turned out to be a total sham. I lost around $10k. The police report went nowhere. It took me ages to get over the embarrassment and start fresh. I eventually reported it to the CFTC here in the US, they didn't recover my money but they track these scams.
I'm a victim too. Met a supposed 'friend' on a language app, she introduced me to a fake crypto 'investment opportunity'. Lost a huge amount, almost everything. The platform is gone, she's blocked me everywhere. Police in Singapore said it's hard to trace. The emotional toll is immense. I feel so foolish and alone.
This is why I'm so wary now. I lost a good chunk of my savings recently to a fake crypto site. Met the person on a business networking app, they had a slick website and everything. Talked about how they used advanced tech. When I tried to cash out, the site vanished. Thankfully, I only lost a few thousand, not an inheritance. The police here in the UAE just gave me a report. I'm learning to be much more skeptical.
I read your post and my heart sank. It's awful, truly awful. It's so incredibly easy to get drawn in, especially when you've invested time and emotion into a relationship. Don't let anyone make you feel foolish. The scammer is the one at fault here. Have you thought about talking to a therapist? Dealing with the grief and betrayal is a big part of recovering.
So sorry to hear this. I fell for a similar trap last year. It was a fake forex platform recommended by someone I met on a travel forum. Looked legit, had charts and everything. Transferred my bonus money into it and then... nothing. The contact vanished. I know the feeling of stupidity, but honestly, these guys are professionals at deception. It's not your fault.
This is a classic setup. The language exchange app is a huge vector for these scams, often paired with romance fraud and then moving to fake investment platforms. The key red flag here is the 'special AI platform' and the pressure to invest. If it sounds like a secret money-making machine, it's almost certainly a scam. ASIC in Australia has warnings about similar schemes, and while they can't recover your funds, they are a good resource for understanding how these operate.
I wish I had words to make it better. I lost my emergency fund to a crypto scam about 18 months ago. Met the person on a classifieds site, believe it or not. Kept talking about this amazing 'opportunity'. When I finally tried to withdraw my profits, the whole thing disappeared. The police report was just a formality. I still have nightmares about it.
This is so painful to read. I was also a victim of an online scam involving a fake investment platform. It took me months to even admit to myself that I'd been scammed. The shame is real. I lost what little savings I had. I reported it to my local police, but they said recovery is very unlikely. These people are predators.
Really sorry you're going through this. It's a brutal lesson. I got burned on a fake crypto platform too, after meeting someone online who seemed super legit. The police just gave me a case number and basically told me to forget it. It took me a long time to even accept that I'd lost the money. What helped me a bit was talking to others who'd been through it.
I'm so incredibly sorry. This sounds devastating, especially losing an inheritance. I experienced a very similar scam through a social media connection, but thankfully it wasn't as much money. The fake platform, the vanishing contact – it's all too familiar. The police often struggle with these cross-border digital crimes. Maybe look into specialised cybercrime units in the UK, they might have more resources than local constabularies.
Terrible news. This sounds like a classic 'pig butchering' scam. The investment platform is almost certainly fake, designed to look real while they control everything you see. The app connection, the fake romance, the pressure to invest more – it's textbook.
The police are correct that recovery is extremely difficult once funds are moved through crypto, especially if it went through unregulated platforms. They often use mixers to obscure the trail.
Your best bet now is to report it to national fraud reporting centres and potentially a specialist crypto recovery firm, though be wary of scam recovery firms themselves. Look for ones regulated by financial authorities where possible, or at least with clear track records. Reporting to the FCA here in the UK is a crucial step. They can't recover your funds directly but aggregate data that helps them hunt down these operations.
Oh man, I'm so sorry to hear this. It's devastating, and anyone can fall for something like this when it's presented so convincingly. It sounds like she really played on your trust, which is just awful. Don't beat yourself up too much – focus on what you can do next. I don't have much advice myself, but I'm sending you positive thoughts.
Low five figures from inheritance to a fake crypto platform linked via a stranger from an app? Hmm. This sounds like a very common scam, especially with the 'special AI platform' angle. Did you ever verify the platform's legitimacy through independent sources? Or perhaps speak to a financial advisor about such high-risk investments? It's always good to get a second, unbiased opinion. And video calls don't mean much; deepfakes are a thing.
I hear you. I lost a similar amount, honestly more, to a fake Forex bot pushed by someone I thought was a friend. It felt like I'd been punched in the gut for weeks. The police were useless, just gave me a form. Made me want to give up. But I didn't. Spent months, legit months, tracking down where the crypto went. Found a way to trace some of it through a private investigator who specialized in blockchain. Didn't get it all back, not even close, but I got *something*. Still fighting for the rest. Don't let them win completely.
This is a textbook ‘pig butcher’ scam. The romance angle is designed to disarm you, and the fake investment platform is the tool. Never, ever invest based on someone you met online, especially if they suddenly start pushing high-return, low-risk investments. The red flag was the platform itself, and the fact that it was 'developed by her uncle'. This is a common ploy. Always, always stick to known, regulated exchanges and platforms. Do not use links provided by 'friends' from dating or language apps.
I'm so sorry this happened. I was in a similar situation a year ago with a fake brokerage that promised insane returns. Met a guy online, he was so smooth. I put in about $8k, which was my emergency fund. When I tried to pull it out, poof. Gone. Like you, I contacted local police, reporting to ASIC here in Australia eventually. They couldn't recover it all, but they did flag the platform which stopped it from scamming others. It's a horrible feeling, but your story is helping others already.
That is horrible. I'm so sorry. It really sounds like you were emotionally manipulated, which makes it even harder to process than just a financial loss. Your feelings of being an 'idiot' are completely understandable but please know this is about the scammer's skill, not your intelligence. These people are predators. You did well to report it to the police, even if they can't do much directly. Keep reaching out to support systems.
Oh no, that's truly awful. That feeling when you realise it's gone... it’s gut-wrenching. These scammers are so good at making things look real. They prey on trust and hope. You did the right thing by reporting it to the police. Even if they can't recover the funds, having an official record is important. Keep your chin up; you’re not alone in this experience.
I went through something eerily similar. I lost about £30k from my savings, not inheritance but still, to a fake trading app. It was pushed by a 'friend' I made on a travel forum. They had all the charts, the fake testimonials... even sent me doctored screenshots of their own so-called profits. When I wanted my money out, they claimed 'taxes' or 'fees', then disappeared. The police were like yours. My bank also said 'tough luck' because it was crypto. I did manage to get a tiny fraction back through a company that traces crypto illicitly, but it cost a fortune. You're not alone.
I'm so sorry. I know that feeling all too well. I lost my entire emergency fund to someone on a gaming app who pretended to be a woman. It was a crypto scam, too. The police report felt like a dead end. The hardest part is the betrayal and feeling so stupid. Please don't blame yourself. These scammers are professionals. I found talking to a therapist helped me process the emotional fallout.
You're in London, right? The police gave you a crime reference, which is good for their records. But for actual *action* on getting funds back, especially crypto, that's tough. Did you check if the 'platform' had any semblance of regulation? Most fake ones won't. Reporting to the FCA (Financial Conduct Authority) is a good move though, even if they can't recover your specific loss, they investigate and warn the public about scams. It's the official channel for financial misconduct in the UK. Don't expect miracles, but it's a step.
This sounds exactly like a 'pig butchering' scam. They cultivate a relationship for months, build trust, then introduce a fake investment opportunity. The video calls were likely pre-recorded or fake—they use stolen photos and deepfakes often. The 'platform' is probably designed by them, a completely fake interface. Recovery of crypto funds is extremely difficult because they are designed for anonymity and rapid movement. You can report this to the CFTC (Commodity Futures Trading Commission) in the US, but since you're in the UK, the FCA is your primary point of contact for reporting financial scams. Chainalysis is a company that tracks blockchain transactions, but they are not a recovery service. Be very wary of any 'recovery service' that contacts you, as they are often scams themselves.
I know this feeling. It’s like a punch to the stomach. I lost my bonus from last year to a scam on Instagram. This girl claimed she was an influencer and had this amazing secret investment. Next thing I know, my money's gone. Police said basically nothing they could do because it was crypto. I felt like such a fool for weeks. It's like they rip out your trust as well as your money. I hope you find some peace.
Oh no, I'm so sorry. That's the worst kind of betrayal, when someone you thought was a friend takes advantage of you like that. I fell for something similar a few years back, a fake art investment scheme. Lost a big chunk of what I'd saved. The police report seemed to go nowhere. It took me a long time to stop blaming myself. Just wanted to say you're not alone and it's okay to feel as devastated as you do.
Oh god, that's awful. I'm so sorry you're going through this. The 'language exchange' to crypto scam is sadly becoming incredibly common. They groom you for ages, build trust. The video calls, the apparent genuine connection – all staged. That 'uncle' who 'developed' the platform is pure fiction.
For crypto scams specifically, reporting to Action Fraud in the UK is often the next step after local police. They *can* sometimes track funds, especially if the platform itself had some identifiable U.S. ties via exchanges or had remnants of an operational website. Don't think of yourself as an idiot; they are professionals at manipulation. The FCA might not directly help recover funds but they do regulate crypto firms operating in the UK, so familiarizing yourself with their warnings and reporting channels is good for future prevention. Keep all records – chat logs, transaction IDs, platform URLs (even if dead now), everything. You never know what might be useful.

